Nowdays, some of the Hackers can be easily to access our personal and finacial data such as bank account number and credit card information. It’s affect the consumers unwilling to use electronic-commerce through the website. The internet is just another means of getting a message across to consumers. It’s very safe cost because it rearches into people’s homes and attains global coverage. But theft tries to hack our computer or website we visited and getting information when we are surfing through the internet. For company do not have limiting access to data, so an employees can steal the information when they access into customer data.

There are some suggestions to individual and financial institute concernings how to prevent personal and financial data from being used illlegally by third parties. First, we must always keep our receipts, bank account statements or credit-card bills. Second, we required to pay attention to regular mail such as monthly bills or bank account statements. If we do not have receive or any delay of deliver, must find the reason or whether have been stolen by other else. Third, we have to clearly check the expenditure items listed on the credit card bills to see whether any abnormal expenses. If there are any abnormal expenses, we have to find out the reasons and make sure our personal data do not have been stolen. Forth, we should avoid to key in our personal identification data into public use computers located at cafe facilities or public libraries.

Fifth, an employee is allowed to access into personal financial information only when the employee needs the data to complete a transaction for that client. Therefora, the employee must get an approval from employer or manager then only can access into the information. If employees provide no services to customers, then he or she is not allowed access to customer data. Sixth, every employee must sign an agreement that conditions employment on limiting his or her access to data. The employment agreement define the information learned by the employee and require that any disclosure of information be made only after the written consent of the employer. The data is only can be used for company business. Seventh, the security management must include the prevention, detection and response to attacks, instrusions or other system failures. Eigth, every company should include anti-virus software, firewalls, password resets, authentication software and smart cards to protect the customer database.